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James Bogard is a director at Lument and part of the small balance loan production team. Based in Chicago, James is focused on originating Fannie Mae, Freddie Mac, HUD/FHA, and bridge loans for clients nationwide.
James has over 25 years of experience originating, managing, and underwriting a wide variety of commercial real estate and asset-based loans. Most recently, he was a principal and chief credit officer of American Street Capital, LLC (ASC), a national mortgage banking firm that provided securitized and balance sheet loan solutions for all asset classes. Initially as the senior underwriter and then promoted to chief credit officer, he was responsible for managing the underwriting and approval process for approximately 450 transactions totaling $1 billion dollars. Prior to ASC, he held senior roles in the commercial lending department of Omni National Bank and Community Bank of Oak Park River Forest in Chicago.
James holds a Bachelor of Science degree in business/finance from Illinois College.